Unauthorized charges
Unauthorized charge letter for payments you dispute.
Use this path when you did not authorize a charge, were billed twice, or cannot get a company to explain a transaction.
Submit the intake first. Payment comes right after.
Final Demand is not a law firm and does not provide legal advice.
Navigation
On this page
Use this page for
Common situations this template can organize.
Duplicate charge
Unrecognized payment
Unauthorized renewal
Qualification
Good fit for
- Unauthorized renewal or duplicate-charge disputes where you still want a direct written demand to the company.
- Cases where you have statements, receipts, cancellation records, or support replies documenting the problem.
Boundary
Not a fit for
- Urgent fraud or identity theft cases that should be handled with the bank, issuer, or law enforcement first.
- Situations with stolen credentials or immediate account compromise that need a faster specialist response.
What the letter organizes
The template states the transaction, why you dispute it, what support said, and the exact refund or correction you are requesting.
What to prepare
Gather card statements, receipts, cancellation records, support messages, account screenshots, and any bank dispute reference number.
Risk note
If fraud, identity theft, or an urgent deadline is involved, the form routes the case for extra caution before drafting.
Intake-first flow
What happens after you submit
We collect your facts before Stripe so the lead is captured even if checkout is abandoned.
- Submit the intake first, then continue straight to Stripe.
- We receive the answers even if payment is abandoned.
- After payment, we review the facts and prepare your PDF draft.
FAQ
Frequently asked questions
Do I need a lawyer to use Final Demand?
No. Final Demand is a document-template preparation service and does not provide legal advice or legal representation.
When do I pay?
You pay right after submitting the intake.
Launch price
Demand Letter + One Follow-Up Reply
$39
- PDF demand letter template.
- One reply to a generic response.
- Delivery within 24 hours.
- No subscription.